Group splits
Split bills across any number of people. Pledgr calculates who owes what and tracks each repayment separately.
Track every pledge, build real Trust Scores, and keep money from getting in the way of your relationships.
Pledgr builds a real Trust Score for every friend in your circle — updated live as money moves, debts settle, and patterns emerge. Know who pays back fast, and who to think twice about.
From sign-up to your first Trust Score in under two minutes.
Connect via phone number or username. Pledgr builds your trust circle privately — no social media required.
Log money sent or received in seconds. Pledgr tracks repayment timelines and builds an accurate picture over time.
Each friend gets a live Trust Score — updated in real time as transactions settle and patterns emerge.
A score for each person in your circle — built on real behaviour, not assumptions.
Scores shift as transactions are logged and debts are settled — always reflecting current behaviour.
Choose to share your score with friends or keep it to yourself. Transparency on your terms.
How quickly debts are settled is the biggest driver — fast repayers rank highest.
From group holidays to splitting dinner — Pledgr handles every scenario.
Split bills across any number of people. Pledgr calculates who owes what and tracks each repayment separately.
Log any transaction in seconds — who paid, how much, what for. No bank connection needed, no friction.
Pledgr sends gentle nudges on your behalf. No more awkward "hey, remember that £40?" moments.
A full record of every amount logged between you and each friend — who paid, who owes, and when.
Your data is encrypted at rest and in transit. You control what you share — nothing is visible without your say-so.
Earn badges as you build better habits — settling pledges on time, growing your circle, reaching score milestones. Each trophy gives your Trust Score a real boost.
Pledgr is currently in development. Leave your email and we'll reach out when early access opens.
Early testers get direct input into features, scoring logic, and the overall experience. Your feedback drives what we build next.
The first users to join will receive founding member status — with benefits and recognition that carry forward when we launch publicly.
No support tickets. Early testers talk directly with the people building Pledgr — report bugs, suggest ideas, or just tell us what's confusing.
Pledgr started from a frustration most people know — the awkwardness of money between friends. Lending, splitting, reminding, waiting. It strains relationships in ways nobody talks about openly.
We're a small team building a tool to make that invisible tension visible and manageable — without judgment, without embarrassment, and without needing a bank to be involved.
Our vision
A world where peer-to-peer trust is transparent, fair, and portable. Where your financial reputation with friends is built on what you actually do — not who vouches for you.
Right now
Pledgr is in active testing. We're refining the core experience with a small group of early users before opening more widely. Every piece of feedback shapes what we ship next.