Group splits
Split bills across any number of people. Pledgr calculates who owes what and tracks each repayment separately.
Join thousands of people who track every penny and build real trust scores with the people in their circle.
Pledgr builds a real Trust Score for every friend in your circle — updated live as money moves, debts settle, and patterns emerge. Know who pays back fast, and who to think twice about.
From sign-up to your first Trust Score in under two minutes.
Connect via phone number or username. Pledgr builds your trust circle privately — no social media required.
Log money sent or received in seconds. Pledgr tracks repayment timelines and builds an accurate picture over time.
Each friend gets a live Trust Score — updated in real time as transactions settle and patterns emerge.
A score for each person in your circle — built on real behaviour, not assumptions.
Scores shift as transactions are logged and debts are settled — always reflecting current behaviour.
Choose to share your score with friends or keep it to yourself. Transparency on your terms.
How quickly debts are settled is the biggest driver — fast repayers rank highest.
From group holidays to splitting dinner — Pledgr handles every scenario.
Split bills across any number of people. Pledgr calculates who owes what and tracks each repayment separately.
Log any transaction in seconds — who paid, how much, what for. No bank connection needed, no friction.
Pledgr sends gentle nudges on your behalf. No more awkward "hey, remember that £40?" moments.
A full record of every amount logged between you and each friend — who paid, who owes, and when.
Your data is encrypted at rest and in transit. You control what you share — nothing is visible without your say-so.
Log debts in any currency. Useful for trips abroad — track in the local currency and settle however works for you.
Pledgr is currently in development. We're inviting a small group of early testers to help shape the product before public launch.
Early testers get direct input into features, scoring logic, and the overall experience. Your feedback drives what we build next.
The first users to join will receive founding member status — with benefits and recognition that carry forward when we launch publicly.
No support tickets. Early testers talk directly with the people building Pledgr — report bugs, suggest ideas, or just tell us what's confusing.
We're building Pledgr carefully — no shortcuts, no compromises. Follow along and be the first to know when we open the doors.